PayPal

Sr Data Scientist

PayPal

April 29, 2021

Who we are: Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 375 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.
Job Description Summary: Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 375 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies. PayPal gives people better ways to connect to their money and to each other, helping them safely access and move their money and offering a choice of how they would like to pay or be paid. Risk Management is PayPal’s key competitive advantage. Our ability to enable revenue, prevent fraud, manage credit and other risks in online transactions and markets makes us the largest and fastest growing online payments company in the world. This role from Global Fraud Risk team offers a unique opportunity to enable safe and secure business growth for PayPal and seamless customer experience through innovative and scalable Fraud Decision Strategies We are looking for a Data Scientist to join the ACH Risk Strategy Team within the Global Fraud Risk organization. The ACH Risk Strategy team is responsible for assessing and managing buyer-side financial risk exposures for ACH payments, as well as developing and implementing the policies, controls, and experiences related to the management of these exposures. All data scientists in the team are responsible for end-to-end management of loss and decline rates. Day-to-day duties include data analysis, monitoring and forecasting, creating the logic for and implementing risk rules and strategies, providing requirements to data science and technology teams on attribute, model and platform requirements, and communicating with global stakeholders to ensure we deliver the best possible customer experience while meeting loss rate targets.
Job Description:
Job Requirements & Qualifications:
Strong analytical skills - Ability to frame a business problem, propose a solution and make critical design decisions. Proven experience in employing analytics solution on real world problems.
Enthusiasm for data-driven problem solving within a fast-paced environment is a must.
High proficiency in SQL and experienced with Python / R, Hadoop.
Hands-on experience in data analysis involving large data sets are strongly desired.
Polished communication skills – risk data scientists need to collaborate cross-functionally with product managers, business owners, and customers to learn from subject-matter experts, present findings in a clear and concise manner, and reach alignment on how to execute risk strategies.
“Can-do” attitude, team player, energetic personality, ability to work well under pressure in a fast-paced and constantly changing environment to meet deadlines.
The successful risk data scientist is a self-starter who has the resilience to learn from their mistakes and reach their true potential.
An innate intellectual curiosity, and a willingness to build awareness of current payments industry and risk management best practices.
PayPal is constantly innovating by introducing new products and entering new markets, so successful risk data scientists must quickly get up to speed on new content areas.
BS/BA degree with 7+ years of experience or master’s degree with 5+ years of experience.
Industry experience in payments, e-commerce, or financial services is a strong plus
We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.