Data Scientist


March 27, 2021

San Jose, CA 95131, US

Who we are: Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 375 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.
Job Description Summary: This particular opportunity is within PayPal Risk. PayPal's Risk Department is responsible for partnering with global business units to manage a variety of risk types including identity fraud, account take over and credit issues. This is an exciting department where the contributions by the team members can really help PayPal's bottom line and create experiences that our customers love. We empower our teams to solve hard problems – customer problems and risk problems – in ways that our customers love, yet work for our risk business. We staff our teams with the skills necessary to come up with effective solutions that are valuable (the solution stops fraudsters and is also customer friendly), viable (the solution works within the many constraints of business), and feasible (our teams have the skills and technology to implement). While we empower our teams to figure out the best solutions to the problems that need to be solved, we also hold those teams accountable to the results. We look for candidates that are not afraid of signing up for results, even when this means they have to work through others to achieve the necessary results. You will need to be able to influence your teammates, as well as colleagues, stakeholders, and key executives, through your use of data and logic.
Job Description:
Responsibilities include:
  • Accountable for ensuring risk strategy is valuable, viable and feasible.
  • Collaborate closely with product managers and engineers to discover effective risk prevention solutions, and then work together to implement those solutions.
  • Leverage story-based analytics and data science skills to predict and manage buyer risk associated with PayPal products and accounts
  • Work with engineering team in deploying risk decisioning strategies and enhancing systems
  • Trouble-shooting any data, system and flow challenge while maintaining flawless strategy execution

Necessary Qualifications:
  • Master’s degree or equivalent practical experience.
  • 3+ years working on technology-powered products as either a product manager, product designer, data analyst, data scientist, or user researcher.
  • Demonstrated ability to figure out solutions to hard problems with many constraints, using sound judgement to assess risks, and to lay out your argument in a well-structured, data-informed, written narrative.
  • Proven ability to engage with engineers, product managers, and company leaders in a constructive and collaborative relationship.
  • Proficiency in SQL
  • Work experience in Risk Management is a plus.

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.